There are more cars hitting the road every year. With so many vehicles on the road, crashes will happen. If you get in a car wreck, the car insurance you own can make a large difference in the experience you have. How can you determine what insurance you require and how to buy it? Mandated coverage varies based on the state/province but typically includes the following: Liability: This type of insurance coverage will pay for the damage that you have caused. These damages can include bodily injury, and property damage. If you are sued, it also pays your legal fees. Recommended, higher levels of insurance can be purchased that cover more than the stripped-down, state-mandated varieties. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. The minimum amount of this insurance is typically set by local government. Medical Payments: This type of coverage is available in non-no-fault states and will pay regardless of who is responsible for an accident. This insurance will pay for all insured person's necessary medical and funeral expenses for bodily injury from an accident. Collision: This pays for damages to your car caused by a collision. Comprehensive: Cover your car from damages from other sources when you buy this type of insurance. This includes protection from robbery, vandalism, and weather damage. Uninsured Motorist: This pays for damages when someone with insurance is in an accident caused by a driver who does not have liability coverage. Under-Insured Motorist: Similar to uninsured motorist protection, this type of insurance protects you against people driving without enough insurance coverage. Other types of coverage, including emergency road service, are also available. Auto Insurance Quotes Clermont